Terms and Conditions
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1. Intellectual Property Rights

Trademarks and Logos: All trademarks, service marks, logos, and trade names displayed on the site are proprietary to im-aam or its licensors. Unauthorized use of these trademarks is strictly prohibited and may result in legal action. User-Generated Content: If users are allowed to submit content (e.g., comments, reviews), include a clause stating that by submitting content, users grant im-aam a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute such content in any medium.

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2. Limitation of Liability

No Liability for Indirect Damages: im-aam will not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, even if advised of the possibility of such damages, arising out of the use of the website. Maximum Liability: In no event shall im-aam's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the website.

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3. User Conduct

Prohibited Activities: Users must agree not to engage in activities that may disrupt or interfere with the website’s functionality, including but not limited to hacking, spamming, or distributing viruses. Violation of this policy may result in termination of access and legal action. Compliance with Laws: Users must comply with all applicable local, state, national, and international laws and regulations in their use of the website.

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4. Modification of Terms

Right to Modify: im-aam reserves the right to modify these terms at any time. Users will be notified of any significant changes to the terms via the website. Continued use of the website after changes are made constitutes acceptance of the new terms. Reviewing Changes: Users are encouraged to periodically review the terms of service to stay informed about their rights and obligations.

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5. Governing Law and Jurisdiction

Applicable Law: These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction where im-aam is headquartered, without regard to its conflict of law principles. Dispute Resolution: Any disputes arising out of or relating to these terms or the use of the website will be resolved through binding arbitration in accordance with the rules of a recognized arbitration association. Users waive the right to participate in a class action lawsuit or class-wide arbitration.

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6. Disclaimers

"As Is" Basis: The website and all content provided therein are offered on an "as is" and "as available" basis. im-aam makes no warranties, express or implied, regarding the operation of the website or the information, content, materials, or products included on the site. No Warranty: im-aam disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

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7. Termination and Suspension

Immediate Termination: im-aam reserves the right to immediately terminate or suspend access to the website for users who violate these terms or engage in activities that harm the site or its users. Voluntary Account Termination: Users may terminate their account at any time, but all provisions of the terms that by their nature should survive termination shall survive, including intellectual property rights, disclaimers of warranties, and limitation of liability.

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8. Indemnification

User Indemnity: Users agree to indemnify, defend, and hold harmless im-aam, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from their use of the website, violation of the terms, or infringement of any third-party rights.

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9. External Links

Third-Party Sites: The website may contain links to third-party websites. im-aam is not responsible for the content, accuracy, or opinions expressed in such websites, and such links do not imply endorsement by im-aam.Third-Party Sites: The website may contain links to third-party websites. im-aam is not responsible for the content, accuracy, or opinions expressed in such websites, and such links do not imply endorsement by im-aam.

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10. Feedback and Suggestions

User Feedback: Any feedback, suggestions, or ideas provided by users regarding the website will be considered non-confidential and non-proprietary. im-aam is free to use such feedback without any compensation or attribution to the user.

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11. Refund Policy

Once the top-up balance has been used to purchase stock recommendations or other information on our platform, the transaction is final and non-refundable.This policy ensures the integrity of our service, as the value of the purchased information cannot be reversed or negated after access.

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12. Time Lag and Data Delays

The stock prices provided on our platform are subject to time lags or delays, as data from stock exchanges may not be updated in real-time. The prices may differ from the exact current market prices at the time of viewing

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